How Much Car Insurance Do I Need? For many drivers, car insurance premiums can be one of their biggest monthly expenses. If you’re like most people, saving money on insurance can may make a huge difference to your bank account at the end of the month. Unfortunately, many automobile owners are over-paying on their car […]
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What is a Private Health Savings Account? A health savings account is a special account that individuals in the United States can use to pay for certain medical expenses. It is  “tax-advantaged” similar to an IRA. The idea of the health savings account (HSA) is to help offset high-deductible health insurance plans and thus allow
Is a Health Savings Account Right for You? Read More »
A mental disorder can happen to anyone in a family. In addition to the emotional and physical distress that mental illness inflicts on an individual and his/ her family, finances also become strained. There a number of ways that people can assist their family members who are suffering from mental illness to ease their lives
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Everyone should have checkups on a regular basis. Often when we are trying to save money we skip check-ups because they cost money. But this may be a case of “Penny Wise and Pound Foolish.” Regardless of the reason you are avoiding the doctor, not having checkups can lead to extra financial costs in the
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Studies across the country estimate that at least 70 % of people, over the age of 65, will need some form of long-term health care or support services in the future, given the longevity of life in present times. Caregiving is usually an emotional strain, taking a toll on the health and emotional balance of the caregiver.
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When it comes to life insurance there always seems to be a focus on newlyweds, young families and mortgages. However, the older generation can benefit as much from life insurance as the younger one. Taking Out Life Insurance Life insurance is sold to younger people to make sure that in the event of their death
Is Life Insurance for Pensioners? Read More »
A structured settlement is a financial settlement paid out as an annuity rather than in a lump sum. It is often the result of a legal or insurance claim. In 1982 Congress created special tax rules to encourage the use of structured settlements to provide long-term financial security to seriously injured victims and their families.
Should I Sell My Structured Settlement? Read More »
Protecting Against Emergencies Protecting your family from disaster doesn’t have to be difficult. Of course, having an emergency fund is a good place to start, but what about other disasters that are right around the corner? What do you do about medical emergencies, pet emergencies, or a natural disaster? Health Insurance With Obamacare health insurance
Are You Gambling with Your Family Finances? Read More »
Annuities are a way of investing your money so that you are guaranteed to receive a set income for the rest of your life. Many financial experts champion these financial products as a realistic portion of your retirement plan. However, many people who should be buying them aren’t opting to do so. Less than $200 billion of
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Finding the perfect insurance rate doesn’t have to be intimidating. However, drivers should understand that there are five factors that have a huge impact on the cost of auto insurance. Often, in an attempt to lower their costs, many drivers choose to lower coverage which is fine as long as you never have an accident.
5 Factors That Influence Car Insurance Costs Read More »
Financial arguments are common in relationships – spouses are often on different wavelengths regarding spending and budgeting. As a matter of fact, financial arguments are one of the most common forms of disagreement. One spouse may be extremely frugal, while the other spouse considers shopping a hobby. Of course this difference in views can create
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We have all encountered bad drivers, whether they’re screeching round corners, tailgating or simply “road hogs”. Unfortunately, it doesn’t stop there. Insurance Scams Insurance scams are nothing new, just the tactics change- as insurance companies catch on and the scammers try to stay one step ahead.  The latest reported is the ‘flash for cash’ scam, usually
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