Statistics reveal that incidents caused by driving under the influence impose a massive $51.1 billion financial cost. Many times the offender doesn’t even realize the extent of the financial implications caused by his actions… upon himself and the public. Costs Defined A DUI can lead to a variety of costs including attorney fees, court fees, impounding or […]
Financial Implications of a DUI Read More »
Although you may understand your homeowner’s insurance, vacation property carries with it different risks that you need to understand. First of all, you’re not living in your vacation home year-round so there are vacancy and possibly tenant related risks. And even if you do spend a considerable amount of time there, vacation homes are often outfitted or even built differently than traditional
Camps, Cottages and More: Understanding Your Vacation Property Insurance in Canada Read More »
Let’s face it, no one likes rejection. And being turned down for an insurance policy can be very disheartening. It can cause you to wonder about your health and even your future. But it doesn’t have to be the end of the world. Here Are Some Options If You’ve Been Turned Down For Life Insurance If you’ve been turned
What Can You Do if You Have Been Turned Down for Life Insurance Read More »
Kids are expensive. Everybody knows this. In fact, budgeting for a new baby has become something of a science that many new parents are trying to perfect. Babies are expensive enough when they are produced naturally. When you have to factor in the cost of fertility treatments or infertility options on the other hand, that
Babies are Expensive- Adoption or Fertility Treatments- More So Read More »
If you think bicycle insurance isn’t important, think again. Whether you ride competitively or just for recreation, choose wisely when going for bicycle insurance as it can be one of the most crucial choices of a bike rider’s life. 1. Check the Policies for the Type of Riding You Do There are a variety of
Select your Bicycle Insurance Wisely Read More »
If you have limited funds, car insurance could seem like an outrageous expense. But if you get caught driving without it, it could cost you even more in fines, court fees, and even impound fees. Several factors influence car insurance rates and, if you are trying to insure an existing car, many of those things
Tips for Buying Car Insurance Read More »
Mortality is a universal truth. Everybody who is born is bound to die one day. The Bible puts it this way in Hebrews 9:27 “it is appointed unto men once to die, but after this the judgment.” But the sad part is that most of the people do not prepare for this eventuality. Realizing that our
The Importance of Life Insurance Read More »
When foreclosure notices start coming in, it’s tempting to shut down and ignore the problem, hoping it will go away. But without facing it head on, the problem won’t be going away. Losing a home that you’ve built over the years is unimaginably difficult, yet many Americans face this reality today. Getting over the initial
Tips for Surviving Foreclosure Read More »
When we think of Annuities, we think of a stream of payments that begins after retirement and generally continues for “X” number of years this is called an “Annuity Certain” . In a “Life Annuity” you pay a fixed amount up front and receive a series of payments for the rest of your life no matter how
Life Insurance and Annuities: The Secret is the Bottom Line Read More »
Having adequate homeowner’s insurance is important because it will cover you if something happens to your home/belongings. Having appropriate coverage when you buy your home can give you peace of mind and protect your investment. For example, dog bite injuries are common and happen more often than you think. And as a homeowner you are
4 Tips to Lower Your Homeowners Insurance Costs Read More »
There are several major components of car insurance including “liability”, “collision” and “comprehensive”, in a nutshell, liability covers you if someone sues you while the others cover the repair or replacement of your vehicle. see Car Insurance Terminology for Newbies for more details. Recent studies have shown that often vehicles are over-insured. It is rare to hear this from an insurance company
How Much Car Insurance Do I Need? Read More »
Accidents can happen to anyone at any time. You might get away without any injury, but you could just as easily be put out of action for months or even longer. Under the right circumstances, you could be eligible to make a compensation claim. Financial Benefits Obviously for many accidents no amount of money can
Reasons Other Than Just Financial for Insurance Claims Read More »
