Just about everyone enjoys a summer vacation. Unfortunately, planning a vacation is easier said than done. Family finances typically dictate if and when you’re able to vacation. And if you haven’t saved up enough, you might consider postponing this year’s trip. There is, however, a way to make a vacation happen. you may be considering a […]
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Finishing university and starting a new phase in your life is an exciting time when you leave behind the wild days of your student life and embark on a career. This also is the time when reality hits you and you realize that you have a hefty student loan to repay. It can be disconcerting to look
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Lending between family members, can benefit both sides. It’s a way to access needed money without the time, fees and high interest rates of official bank borrowing, plus in these times of low interest rates it can provide the family member who has the spare cash a way of earning a bit more interest. This can be a
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In the early years of the new millenium investing in Real Estate was considered a “sure fire” way to becoming a millionaire before you were 30. Simply buy a few houses and you were on your way. Housing prices started the millenium rising 5-10% a year and exploded from there. Banks were offering loans of
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When people think of loans, they usually think about things like car loans or business loans, but the truth is that there is another category of loans as well. Personal loans typically have low ceilings and they are unsecured (meaning that you don’t have to put up any collateral like a car or a house).
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Upon graduating from college or Grad School, if you are like a lot of others these days, you are probably in a lot of student loan debt. At first, it may seem fairly manageable. But, you could also wind up declaring bankruptcy a couple of years later. Here is the key so that won’t happen to you. Farewell
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Are you planning to buy a new car in exchange for your old car? A new car will cost you a great deal of money because the value of a new car increases with time. If you are planning to shop for a car the best possible method of payment would be a down payment
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If you have been thinking about applying for a home equity loan or line of credit and are not sure whether you should do so or not, then you should definitely take the time to think about the risks of tapping into the equity in your home before making a decision. Home Equity Loans Can
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Good education is hard to come by these days. The quality of public schools are dropping day by day, and getting into top colleges is becoming increasingly difficult. This is a reality of life that all parents have to face these days. If you want your teen to get into a top school, the best
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Looking for a new city for you and your family to move to? Interested in a city where your investment will go a long way? Check out these cities!
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The Big Investment A house will probably be the single largest purchase of your lifetime. Unfortunately, many people spend more time shopping for a big screen TV or camera than for a home. Buying a home can be an emotional, frustrating and exhilarating experience. You are forced to live with the choice you make for years and a
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You’ve probably heard the old saying, “Neither a borrower nor a lender be.” While it would be great if we were all so financially stable that we never had to worry about borrowing or lending money, that just isn’t a reality for most people today. But if you do find yourself in a tough spot
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