Home » Money Management » Page 19

Money Management

Credit score

5 Essential Tips for Managing Your Credit Score

Credit Rating / By

Your good credit follows you in much more than granting you amounts of money you can spend and pay back over time. It follows you into everything from renting an apartment to getting a job. It determines the interest rate you will pay on credit cards, financing and loans. It can even alter how much companies charge you for things such as insurance or cellular phone service. A low score can even result in you paying deposits for public utilities and other services or require larger down payments on loans. Here are five tips to manage your credit score.

5 Essential Tips for Managing Your Credit Score Read More »

Money Milestones

Has Your Family Hit These Money Milestones?

Saving / By

One of the biggest concerns financial planners talk about is the possibility of an impending retirement crisis. Many Americans have very little money squirreled away for their golden years. When it comes to retirement, hope alone won’t cut it. People need to start planning as early as possible for the later years. Here are some money milestones future retirees should begin working on sooner, rather than later. 

Has Your Family Hit These Money Milestones? Read More »

Calculate Rental Property Numbers

Is Rental Property a Good Option for Earning Extra Dough?

Real Estate / By

The thought of being able to make money while you sleep is something we’d all like to be able to do. We’ve all heard the fantasy stories of making a million dollars from home. And historically, one of the most common forms of passive income is real estate. And shows on HGTV lead us to believe that it is also one of the easiest to attain. Whether doing a quick flip or having rental property, real estate seems to be the way to go.

Is Rental Property a Good Option for Earning Extra Dough? Read More »

The Truth about Car loans

How to Find Appropriate Financing for Your New Vehicle Purchase

Loans & Mortgages / By

Buying a new (or new to you) vehicle is a fun experience. The feeling you get when driving it off the lot is almost like bringing home a new baby. Unfortunately, unless you’ve followed our advice and saved, saved, saved, in advance… financing is a vital aspect of this process. There are many car loan options in the market today, some are better than others. Finding the right car loan is essential in making a good purchase. Now is the time to start looking at options in your area.

How to Find Appropriate Financing for Your New Vehicle Purchase Read More »

Better Way: Money-Wasting Mistakes To Avoid When Moving

Frugality / By

When moving day comes you want to have a systematic process in place so that your belongings are loaded and later unloaded without any hitches. But you should also consider the costs involved with moving and the ways you can save money and time just by taking care of a few small details. Here are three mistakes to avoid that can save you money and make your moving day preparation go smoother.

Better Way: Money-Wasting Mistakes To Avoid When Moving Read More »

How Much House Can You Afford?

Real Estate / By

Buying your first house can be an exciting time. It can also be a nightmare trying to get the right amount budgeted for it. Most people sidestep the question by simply going to a bank and asking how much they qualify to borrow.  Unfortunately this is a very common mistake.  Banks are not financial planners they are in the business of lending money, they know nothing about your lifestyle so they simply sue some basic rules to determine how much they will loan you. They do take into consideration your other obligations but they will often offer you more than you would be wise to borrow. This can lead to serious debt issues if unexpected expenses arise.

How Much House Can You Afford? Read More »

Insulation

Is Your House Wasting Energy & Costing You More Money

Energy / By

Reducing your home’s carbon footprint isn’t just going to help the environment. Making a few small changes around your property could end up saving you thousands of dollars a year by cutting back on your electricity and gas bills. If you are ready to make your home as efficient as possible, then here is a look at some of the most common ways that energy is wasted and what can be done to prevent them.

Is Your House Wasting Energy & Costing You More Money Read More »

Scroll to Top