Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Frugal Living 101
Family expenses can run high, and it may seem challenging at times to stay on budget. After all, there are often home repairs, car repairs, medical bills and more that seem to develop out of the blue. To better plan and budget for unexpected expenses and to continue to live successfully on a tight budget, you need to strategically keep your regular expenses as low as possible. These tips can help you to more successfully accomplish your financial goals.
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Buyer’s Market: Great Ways to Save Money on Large Home Purchases
One of the least pleasant parts of owning a home is dealing with major purchases. As you slowly pay down your mortgage, your efforts to get out of debt will likely be interrupted by the necessity of making large home purchases. Fortunately, the three methods below can help you to save a bit of money.
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Home Improvements that Will Pay for Themselves Over Time
When you have extra money to put toward your home, it’s important to choose improvements that earn back your investment either immediately, over time or when you sell your house. Below are seven simple improvements can be done in a weekend or less, and all of them put the spent cash right back into your bank account.
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Tips for Navigating Your First Home Mortgage
Owning your first home is a major milestone that you should be proud of. However, there are plenty of things you need to do to prepare for it. This includes signing a mortgage, which is a loan you’ll pay back on a monthly basis to the bank you borrowed money from to pay for the house. In order to be a responsible homeowner, you need to have a solid understanding of your mortgage.
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5 Money Habits to Develop Before 30
The best time to invest is when you’re young. Small investments now can grow to be very large and lucrative. If you ask any older adult about investing, they’ll tell you to start as soon as possible because they know what can happen over time. Here are five smart habits that every young adult should be developing.
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5 Critical Things to Do Before You Retire
As you get older and reach your golden years, there are several things you need to get in order before retirement. You likely met with a financial planner many years ago who advised you to begin saving and investing to build up a financial cushion to carry you through your later years. But there’s a difference between planning for retirement and making preparations for retirement. Now that retirement is just around the corner, it’s time to make some decisions and begin making changes to your lifestyle. Here are five things to do before taking the plunge into retirement.
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5 Essential Tips for Managing Your Credit Score
Your good credit follows you in much more than granting you amounts of money you can spend and pay back over time. It follows you into everything from renting an apartment to getting a job. It determines the interest rate you will pay on credit cards, financing and loans. It can even alter how much companies charge you for things such as insurance or cellular phone service. A low score can even result in you paying deposits for public utilities and other services or require larger down payments on loans. Here are five tips to manage your credit score.
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Has Your Family Hit These Money Milestones?
One of the biggest concerns financial planners talk about is the possibility of an impending retirement crisis. Many Americans have very little money squirreled away for their golden years. When it comes to retirement, hope alone won’t cut it. People need to start planning as early as possible for the later years. Here are some money milestones future retirees should begin working on sooner, rather than later.Â
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Is Rental Property a Good Option for Earning Extra Dough?
The thought of being able to make money while you sleep is something we’d all like to be able to do. We’ve all heard the fantasy stories of making a million dollars from home. And historically, one of the most common forms of passive income is real estate. And shows on HGTV lead us to believe that it is also one of the easiest to attain. Whether doing a quick flip or having rental property, real estate seems to be the way to go.
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Are Your Utility Bills Higher Than Expected?
If a pipe is leaking, even if it only looks like a small drip, it could result in significant water usage. According to the USGS Water Science School one drip per second (think Drip… Drip… Drip) equals 86,400 drips per day which is roughly 5 gallons per day or 2,082 gallons per year.
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How to Find Appropriate Financing for Your New Vehicle Purchase
Buying a new (or new to you) vehicle is a fun experience. The feeling you get when driving it off the lot is almost like bringing home a new baby. Unfortunately, unless you’ve followed our advice and saved, saved, saved, in advance… financing is a vital aspect of this process. There are many car loan options in the market today, some are better than others. Finding the right car loan is essential in making a good purchase. Now is the time to start looking at options in your area.
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