How to Get Money Interest Free
By Tim McMahon |
Legal Liability: What Exactly Does Your Home Insurance Cover?
If you have a home, you most likely have a home insurance policy. However, you may not know exactly what you are covered for until you go to file a claim. This can be a risky strategy as even a small claim against you could cost thousands of dollars. Let’s take a look at what a typical homeowner’s insurance policy protects you against.
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Making the Best of the Worst: 4 Tips for Financial Recovery after an Accident
Your first major car accident can be a very stressful time. You may feel in shock from the overwhelming physical and mental blows. Whether or not you were the one at fault, you will most likely find yourself with huge bills for repairing or replacing your vehicle and for any health care that you required. Arm yourself with this knowledge that can help you recover financially and land on your feet once again.
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3 Keys to Teaching Your Kids Financial Literacy
Teaching kids how to take care of their money while they are still kids can help them become financially healthy adults. They must learn how to take care of their money, even if their school doesn’t offer classes in money management. You, as their parent, should teach them about the concepts of budgeting, saving, and spending. If you do, they stand a better chance of developing excellent and healthy financial habits that will benefit them well into adulthood.
Read MoreHave You Made Mistakes? Why and How to Get Them Expunged
If you’ve made mistakes in the past that resulted in your getting a “record” whether it be Criminal or Civil these mistakes can follow you and make your life miserable (and much more difficult). Having a “record” can make it hard to get a job, rent an apartment, or get a loan or credit card. Drug crimes (including possession) can certainly turn employers off and make finding work much harder. You might think that there is nothing you can do. But if you’ve “turned over a new leaf” and are trying to get your life back on track you may be able to get your record expunged.
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Can’t Get Approved for a Loan? What It Takes to Repair Your Credit
Having a good credit score can make life a lot easier. According to an article on Capital One’s website, a good credit score will lower your expenses because “many lenders offer better terms and lower interest rates to people with good credit histories.” They also say that a Good credit score may make it easier to: Buy […]
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Money & Mannerisms: Traits That Lead to Success
In many ways, our financial habits are an expression of our personalities. Those who tend to be impulsive in other areas of their lives may be more likely to spend money on a whim. Those who tend to be more measured in other areas of their lives may also be more likely to be calculated when it comes to their finances. Let’s take a look at some other ways that your personality traits correlate with your financial success.
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A Fresh Start: 4 Reasons Bankruptcy Is Not As Bad As You Think
When we think of bankruptcy we often think of irresponsibility with money, but job loss, divorce, tax liens and credit card debt are some other possible reasons that people might choose to file for bankruptcy. But according to a Harvard study 62% of all bankruptcies are actually the result of medical debts. One type of debt that can’t be discharged through bankruptcy is student loans. Regardless of the reason that you find it necessary to file for bankruptcy, it’s important to remember that this process isn’t as bad as you think. In fact, there are benefits that you can potentially reap from filing for bankruptcy.
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How Much Mortgage Can You Really Afford
If you’re looking to buy a house in the near future, it’s important to know how much you can afford to spend. Setting a realistic budget will help you determine where you should buy, how much home to buy and how you will account for closing costs (including your down payment). How do you go about determining how much you can afford to spend on your next home?
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Why We Downsized Before Retirement
Recently I was reading an article on Trulia entitled, 8 Reasons Why You Should Buy A 1,000-Square-Foot House and it reminded me of many of the reasons why my wife Lisa and I decided to downsize even though we weren’t ready to retire yet. We were living in a 3,200 sq. ft. house on 3 acres in the countryside near Richmond, VA. The house was beautiful, we had spent years getting it just like we wanted it. We bought it when our two children were small and the house was only 1,200 sq. ft. Then we added an addition on that included a Master Suite, Living Room, Two Car Garage, and large home office. As the children grew we gradually added four raised bed gardens surrounded by a chicken run and chicken coop. We had every tool imaginable in our two garden sheds, and two double carports.
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Top Vacation Articles
With Vacation season coming soon here are some vacation related articles you might enjoy:
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Odds and Ends: 3 Ways To Make Money While Clearing Clutter
Although many people throw out, recycle or upcycle remaining odds and ends after clearing clutter out of their homes, there’s no reason that you should waste an opportunity to make a little extra cash. As the old saying goes, “One man’s trash is another man’s treasure.”
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Smile Savings: 4 Ways To Save Money On Dental Care
Unless it is provided by your employer, getting good dental coverage is expensive and most families just can’t afford it. In 2012, the National Association of Dental Plans reported more than 40 percent of citizens lacked coverage.
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