Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
5 Finance Dos and Don’ts
It’s important to make smart financial decisions. Unfortunately, there are many myths about what constitutes financial intelligence. If you want to make more money or save more of what you’re already making, here are five tips to help make a more secure future for you and your family.
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Selling Your Car? 4 Insightful Ways To Come Out Ahead
The car you cared about for years has become little more than a business transaction, so you want to get the most you can for it. Here are a few tips on how to maximize the selling price and the value of your old car.
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Reigning In Your Healthcare Expenses
Many families struggle to make their budget work from week to week. Your family’s paycheck can get spread really thin when there are a lot of expenses to account for. One common source of hardship for many families is the cost of healthcare. Luckily, there are things you can do to make sure you get your healthcare expenses under control.
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5 Mortgage Expense Hacks
Cutting small expenses from your budget can make a difference, but the best way to make a large impact on your household spending is to hack your mortgage expenses. Because a mortgage is the largest expense for many American households, taking these sneaky steps to reduce your mortgage terms can save you thousands of dollars over the life of the loan.
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Taming Home Maintenance Costs
When considering home maintenance costs one “Rule of Thumb” suggests that you set aside 1% of the value of your home as a repair budget. So if you live in Pennsylvania and you own a median priced home of $195,000 you should set aside $1,950 per year for repairs. This doesn’t mean that every year […]
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Retiring Right: What You Need to Know About Retirement Planning
Over 38% of Americans have no intention to retire. And 31% of non-retired adults report that they have no retirement savings or pension. While, 46% of the respondents indicate that an unexpected $400 expense would be challenging to handle and that they either could not pay the expense or would borrow the money or sell something to do so.
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4 Sneaky Ways to Save on Halloween Costumes
Fortunately, there are many ways to save money on Halloween costumes. You just have to be a little imaginative and use these tips. None of these cost much money, but they will certainly get a great reception from family and friends.
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5 Ways to Simplify Your Financial Life
Life can be stressful enough before you add juggling your finances to the mix. It is possible to simplify your financial life, however, and doing so can free up some of your time and ease certain financial worries. Here are five easy ways to make managing your finances simpler.
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Another Post on the All Important Emergency Fund
Without some spare cash the smallest unforeseen circumstance is an emergency. With enough cash in your bank account it is just an inconvenience. So which do you prefer emergency or inconvenience?
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5 Reasons Why Investing Is Critical
Small investments that are made over time can really add up to a sizable sum over a period of decades. But according to the U.S. Census bureau 18.1% of U.S. households had a net worth of Zero or even less than Zero…
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The 2 Types of Financial Emergency and What to Do For Each
No one is immune to the unexpected, and no one can afford to think that sudden financial emergencies will only happen to other people and not them. No matter how well prepared you are, there’s always the chance something can happen that goes beyond what you could have expected. Everyone’s financial situation is unique and complicated, but the two main elements you always need to keep in mind are your income and your expenses.
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How to Save Big on Your Weekly Food Shopping
While food is definitely a necessity, sloppy spending at the store can leave your monthly budget shattered. Instead of constantly bringing food back to the shelves because you can’t afford the items, or seeing perfectly good produce go to waste in the fridge each week, use some budgeting tips to make the next shopping experience less stressful and a little more effective.
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