Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
The Financial Pitfalls of a DUI
For most American families, financial stability is a very fleeting thing. In fact, according to recent statistics, one-third of us are living paycheck-to-paycheck, which makes us vulnerable to financial emergencies. In many households, a “financial emergency” may arise if a child comes home and asks for $20 for tomorrow’s field trip. You may be able […]
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The Hidden Financial Consequences of Divorce
Most people are prepared for the obvious financial consequences of a divorce – for example, paying alimony and child support or splitting the house and cars – but what about the less obvious financial consequences? Preparation is a key to successfully managing your family finances, so don’t lose the key at this critical moment. Divorce […]
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6 Things Retirees Should be Grateful For
By Dennis Miller Over-consumption of mass media can cause emotional whiplash. So, I unplugged from mass media and cleared some head space to consider what my fellow retirees and I have to be grateful for. The annual gift tax exclusion and the combined lifetime exemption. I will die a happy man if I never have to fill out […]
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Can You Really Sell Your Life Insurance Policy for Cash?
The life settlement and viatical settlement industry has been growing steadily as an investment market since its inception in the 1980s. A proven method to derive cash value from unwanted insurance policies, life and viatical settlements have given seniors and the terminally ill a tool to mitigate difficult financial situations in their twilight years. Often, […]
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How Paying Interest will Eat You Alive
Whenever you take out a loan or create some form of debt, you must pay interest. Interest is considered the cost of doing business. It compensates the lender for the use of the money. You can think of it as the rent you are paying for the use of the money. The interest rate that […]
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Arranging the Perfect Holiday Vacation
Managing to book the perfect vacation at a reasonable cost can be a difficult challenge for most holidaymakers, whether experienced or planning their first holiday. There are many different packages available, all at different costs, and it can be overwhelming for someone to choose where to go or which package to book. Comparing offers can […]
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How To Lower Your Car Insurance Premiums
How Much Car Insurance Do I Need? For many drivers, car insurance premiums can be one of their biggest monthly expenses. If you’re like most people, saving money on insurance can may make a huge difference to your bank account at the end of the month. Unfortunately, many automobile owners are over-paying on their car […]
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Is a Health Savings Account Right for You?
What is a Private Health Savings Account? A health savings account is a special account that individuals in the United States can use to pay for certain medical expenses. It is “tax-advantaged” similar to an IRA. The idea of the health savings account (HSA) is to help offset high-deductible health insurance plans and thus allow […]
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Finding the House of Your Dreams
Buying a home is one of the biggest financial investments you can make in your life but looking for a home is stressful. You know the payoff will be great, but the agents and the time spent on drive-bys can feel like a chore. You also get tunnel vision, where you’ve seen something so many […]
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Pursuing an Asbestos Claim
Dealing with a family member’s cancer illness can be stressful, traumatic and expensive. Dealing with the knowledge that they got Cancer due to exposure to hazardous chemicals at work can add to the stress. One common exposure is Asbestos which causes a type of cancer called mesothelioma. Often it can take as long as 40 […]
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The Benefits Of Raising Musical Children
As a parent, you want the best for your children and want to see them grow with the best educational opportunities. Among these opportunities is the chance for you to obtain a musical education for your child, whether in a professional, academic setting, or through private means, such as a tutor at home. Modern research […]
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Save Money On Language Learning Software
The melting pot that the world is becoming makes fluency in two or more languages a valuable asset. Having language skills opens many doors and opportunities with careers, networking, and travel. Most people who desire to learn a new language are under the misconception that they must finance travel abroad or invest in expensive software […]
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