Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Organize items for easier yard sale shopping

Tactics And Techniques To Attract Buyers At Your Yard Sale

By Guest Author | November 1, 2013

Organizing a yard sale is one thing, but holding a successful one is another thing. One essential factor in having a successful yard sale is attracting buyers. The main thing is the advertising methods you use to get people know about your event. This is one of the most important factors that can make or even […]

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Storage units can help reduce size of living space needed

Tips for Renting a Storage Unit

By Guest Author | November 1, 2013

Some cities like Los Angeles have traditionally been one of the highest-cost cities in America and although prices dropped during the housing crunch they are rebounding rapidly. In areas like this, storage units have become a popular method to help combat those costs by allowing residents to live in smaller spaces. With some Tetris skills […]

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It can cost a lot to raise a child

How Much Does It Really Cost to Raise a Child?

By Guest Author | October 31, 2013

If you knew the true cost of raising a child from birth to adulthood, would you do it? Or would you see it as a goal: to raise a healthy, loved child who shares your values without spending hundreds of thousands of dollars in the process? Let’s start by looking at the estimated price tag: […]

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Don’t Drown in Your Own Debt!

By Guest Author | October 25, 2013

Debt is something that happens to almost all of us. Between student loans, mortgage payments, car payments, etc, dealing with debt is something that we all have to figure out how to do. The key is to learn the skills necessary to avoid debt as much as possible. Learning how to use debt properly and […]

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The Impact of the American Taxpayer Relief Act On Your Retirement Savings

By Guest Author | October 24, 2013

The fiscal crisis of 08’ brought a number of changes in our personal finance. Most importantly, retirement savings became a focal point of discussion. The most important regulation enacted by Congress since the fiscal cliff was the American Taxpayer Relief Act of 2012 which was signed into law on January 2, 2013. The Act gives permanence to […]

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Your finances during crisis

How to Protect Your Finances in a Crisis

By Guest Author | October 24, 2013

The economic climate is still precarious. Looking at Greece’s economic turmoil, and the Government Shutdown in the US, there is plenty to be wary about when it comes to hanging on to your money. Even as some economies begin to grow, there are many that are balancing between negative and positive growth. So how can […]

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Garage Sale

Garage Sale Warnings

By Guest Author | October 24, 2013

If you have a house full of stuff that you no longer use and you want to unload some of it you might think that a garage sale is the best way to clear those unwanted items from the house. While it’s tempting to try to earn some extra cash while reducing clutter, you may […]

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Car Insurance Costs

5 Factors That Influence Car Insurance Costs

By Guest Author | October 22, 2013

Finding the perfect insurance rate doesn’t have to be intimidating. However, drivers should understand that there are five factors that have a huge impact on the cost of auto insurance. Often, in an attempt to lower their costs, many drivers choose to lower coverage which is fine as long as you never have an accident. […]

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Banking with your smartphone

5 Shortcuts to Paying Bills in Record Time

By Guest Author | October 22, 2013

No one likes the idea of having to spend hard earned money on paying a whole bunch of bills. Nonetheless, they must be paid and if you want to maintain a good credit rating you must do so on time every time. Paying bills and doing so on time can be done hassle free. You […]

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Becoming a Landlord: Should You “Buy-To-Let”?

By Guest Author | October 18, 2013

With interest rates remaining low, the idea of becoming a landlord with a low interest mortgage and high rental income has become an attractive option. After all, putting your money in property has generally been considered a relatively safe long term option. Although the 2008 real estate crisis caused some temporary concern for those wishing to sell…  landlords […]

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"Ben's First Family Home" by Jennifer Morrow on Flickr

How to Sell your Home Quickly and Profitability

By Guest Author | October 17, 2013

With British property prices rising at their fastest rate since 2010, individuals who are looking to sell their home face a deceptively difficult challenge if they are to achieve their goals. You would think that rising property prices reflect increasing demand and that would be a good thing, however, there may come a point in […]

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1940s college grads

College Debt Epidemic and a Solution

By Guest Author | October 16, 2013

Back in 1940 attending college was a rare event with less than 5% of adults 25 and older having a college degree and almost 59% of them were male. Only 186,500 people graduated college the year 1940 by 1960 the post war G.I. bill had made college much more affordable for returning servicemen so in […]

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