Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Window Treatments

Choosing Window Treatments That Are Worth The Investment

By Guest Author | July 23, 2013

The windows are the eyes to your home. They can look plain and simple or really add a special elegance to a room. This all depends on the type of window treatments you have in your home. They can be as elegant and extravagant or as simple as you like. From curtains to blinds and […]

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Life Insurance and Annuities: The Secret is the Bottom Line

By Dennis Miller | July 19, 2013

When we think of Annuities, we think of a stream of payments that begins after retirement and generally continues for “X” number of years this is called an “Annuity Certain” .  In a “Life Annuity” you pay a fixed amount up front and receive a series of payments for the rest of your life no matter how […]

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How to play drums

3 Tips for Learning How to Play the Drums On a Budget

By Guest Author | July 19, 2013

Believe it or not, learning how to play the drums is one of the most enriching activities a person can take on. Drumming is not only a great deal of fun, but can be very enriching both mentally and physically (it’s better exercise than many people realize!). It is so good for you there is […]

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A short-term loan may be the solution for your summer vacation

Four Things to Consider When Applying for Loans

By Guest Author | July 17, 2013

Just about everyone enjoys a summer vacation. Unfortunately, planning a vacation is easier said than done. Family finances typically dictate if and when you’re able to vacation. And if you haven’t saved up enough, you might consider postponing this year’s trip. There is, however, a way to make a vacation happen. you may be considering a […]

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How Long Will You Work When You Should Be Retired?

By Dennis Miller | July 16, 2013

You may have heard the popular legend about Eskimo tribes sending the elderly off to die at sea. As the stories go, when grandpa and grandma could no longer hunt or earn their keep, the younger folks would put them on an iceberg and ship them off. Fewer mouths to feed gave the younger generations […]

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Father concerned about finances

Majority of Brits Feel Optimistic About Their Household Finances

By Guest Author | July 9, 2013

According to a recent survey, families are feeling more positive about their finances, but still have concerns. Markit, a financial information company, says that Brits are more upbeat (or less downbeat actually) when it comes to their money than any other time since 2010. Tim Moore, a Senior Economist at Markit, said: “Households’ perceptions of financial […]

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Tips to lead your family in the right direction

Parenting Tips to Lead Your Family in the Right Direction

By Guest Author | July 9, 2013

As a parent, it is your job to lead your child in the right direction. This can be a complicated journey with many bumps along the way. It is helpful to know a few tips that can help you with your parenting. Finances: More Important Than You Think While you may know it is important […]

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What to Consider When Hiring a Lawyer

By Guest Author | July 8, 2013

All of us need doctors, dentists, schools, banks and the services of various other providers.  When we need these things we often ask around for other people’s experiences and recommendations.  However, we may not have the same luxury when picking a lawyer to represent us, since we may not know anyone who has needed a lawyer […]

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The Financial Benefits of Student Athletics

By Guest Author | July 7, 2013

Sports have a way of unifying the community and promoting school pride, which is one reason why every major university invests in a comprehensive athletics program. Student athletes are viewed as local heroes who bring prestige to the school through their achievements on the field. However, being one is no walk in the park. Competition […]

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Family blogging can bring the family closer together

The Benefits of Family Blogging

By Guest Author | July 6, 2013

Blogging has become a common pastime for people these days. While it is nice to have a place where you can freely express yourself, many enjoy family blogging. There are a few benefits this has to offer that you should know about. Keeping in Touch with Relatives If you have family and friends that are […]

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Father teaching child how to use computer

Help Build Your Child’s Computer Literacy

By Guest Author | July 5, 2013

Computers have become an integral part of home and schoolwork. Research carried out by TechAddiction found that six percent of the surveyed children less than eight years old already use a computer for homework, while 10% use educational software.  These days it is important that even children are introduced to the world of computers as early […]

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Don't take more college loans than you need

Avoiding Student Loan Debt

By Guest Author | July 1, 2013

Student Savings: The Unspoken Lesson These days, the cost of getting a college degree is higher than ever. This, combined with the fact that many students find themselves entering college without financial support from their parents or guardians and with little to no personal student savings, has left many with no real option but to rack […]

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