Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.

What To Look For When Buying a Steam Cleaner

By Guest Author | December 10, 2012

If you’re looking for a powerful and effective way to clean without using chemicals, you could be in the market for a steam cleaner. Steam cleaners work on almost all household surfaces – tile, carpet, and furniture – and they can be ideal for people who suffer from allergies, especially if you have pets in […]

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Insurance 101: All You Need To Know About Insurance

By Guest Author | December 8, 2012

Most people nowadays own insurance. Ranging from health to life, to liability insurance; insurance helps people in various ways.  It manages risks and at the same time, it can also help you manage your wealth; this is one reason why it is very important to choose the best insurance plan in order to establish the best financial plan […]

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Extreme Couponing for Beginners

By Guest Author | December 7, 2012

Odds are that you’ve heard of extreme couponing. Realty TV stars talk about it, there are blogs dedicated to it and just about every person out there is at least familiar with the term. But, how hard is it to get into and does it really save you enough money to make it worth your while? […]

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Tips on Eating Right on a Limited Budget

By Guest Author | December 6, 2012

Tips on Eating Right- Common knowledge has it that eating right is also more expensive. But common knowledge is wrong. If you’re willing to do some research and exercise discipline while shopping, here are some tips on eating right so you can eat better and save money. Here are some tips for eating right on a tight […]

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10 Ways to Avoid Being on The Bread Line

By Guest Author | December 5, 2012

Saving Money = Avoiding the Bread Line   In a market that has not yet recovered from the recession, many people are trying to find a way to save a little money without having to give up their quality of life. Making your money go a lot further is vital these days, as the ever […]

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Five Unusual College Scholarships

By Guest Author | December 4, 2012

University and College Scholarships-   The search for just the right scholarship can be a daunting one, particularly for students who march to the beat of a different academic drummer. Luckily, amid the hundreds of thousands of avenues out there lies a hefty sum of strange and distinctive ways of acquiring cash for education. Below […]

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Study Tips for Serious Students

By Guest Author | December 3, 2012

Study Tips for College Students-  Any college student will tell you that everybody has an opinion on how you should study. Many so-called educational experts will insist that everyone benefits from “overlearning” material – repeating and rereading over and over until you know it in your sleep, the way some actors rehearse a play. But […]

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Common Myths About Car Insurance

By Guest Author | December 2, 2012

 Car Insurance Myths-  The paperwork involved with the insurance policy for your car can be very confusing, and you’d be surprised how many people have no idea what it really says. Familiarizing yourself with the details of your policy is a must when it comes to being prepared for an accident – as well as […]

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Five ways to reducing monthly bills in the UK

By Guest Author | December 1, 2012

Saving money on your monthly bills does not have to mean going without. Anyone taking a bit of time to review their arrangements could find themselves saving money without losing out. Here are five ways you can reduce your monthly bills without cutting back the services and lifestyle you currently enjoy. 1. Cut the paperwork […]

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What You Should Know Before Becoming a Landlord

By Guest Author | November 29, 2012

It is not news that today’s housing market is less than ideal. For those homeowners who are attempting to sell, you may find it hard to get the right buyer. Therefore, many homeowners are considering renting their property until the market improves. However, many homeowners are unaware of the responsibilities and requirements of becoming a […]

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Understanding the Deduction for Charitable Donations

By Guest Author | November 28, 2012

When you make a donation to a charity in the United States, it is often tax deductible. Helping organizations that depend upon generous donations to continue their good work can make you feel good. However, the fact that you can lower your tax bill by donating to charity even makes it worthwhile financially. Charity Donations are Tax Deductible […]

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