Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Business Insurance

Is Business Insurance on Your Priority List?

By Guest Author | July 3, 2012

When it comes to running a successful business, insurance is rarely at the top of your list of priorities. There are always a lot of other things to organize, especially if you’re trying to grow the business or seek out new clients and contracts, however, you shouldn’t let manufacturer insurance stray too far from your […]

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Saving Money on Food

4 Tips On Saving Money On Food

By Guest Author | July 2, 2012

If your family is anything like mine, then you spend way too much money on food. You try to budget things, but somehow you end up at the store several times a week, needing to pick up just one last thing. These trips add up and eventually, you get to the end of the month […]

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Home Insurance

A Guide to Getting a Cheap Home Insurance Quote

By Guest Author | July 1, 2012

Home insurance is something you can’t really afford to be without.  Every year when you renew your insurance, you hope that you won’t need it. You’d certainly rather pay for something you don’t need than be without home insurance if  you need it, for instance if your house is burgled or damaged by fire. Getting […]

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vacation

Saving for a Vacation

By Guest Author | June 30, 2012

Saving For Vacation With Summer just beginning many families are planning to spend some time on a vacation away from home. While on the one hand summer vacation brings fun, excitement and memories, on the other hand it often brings ‘overspending’. This may cause financial troubles to even the most budget-conscious people. Yet, it is not impossible to stick to your budget […]

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Choosing a Family Health Insurance Plan

By Guest Author | June 29, 2012

There are a variety of reasons to choose your own family health insurance plan. Some employers don’t offer benefits… you may be in a lesser position or part-time position that doesn’t allow benefits… or the plan your employer offers doesn’t offer the kind of coverage you need. Regardless of the reason, choosing your own healthcare plan can […]

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Saving Money

Best Ways to Save Money

By Guest Author | June 28, 2012

Best Ways to Save Money Saving money as a family is significantly more difficult than it was as a child who dropped mom and dad’s spare change into a piggy bank. It requires intentionality, a plan that is both feasible and motivational. In order to get the whole family excited about saving, communicate with them […]

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Car Insurance Terminology for Newbies

By Guest Author | June 27, 2012

If you have never purchased car insurance before, the process can be confusing. There are numerous different types of car insurance and it is important to understand the terminology before looking for rate quotes. Depending on where you live and how you purchased your car, you may be required to buy a minimum amount of […]

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Investing in Real Estate

By Guest Author | June 26, 2012

Many people have already recognized that the present lull within the housing market has provided an excellent opportunity for them to start their own real-estate investment business. Now is a great time to profit from your own passion and set up such a business for yourself. Have a Plan for Your Real Estate Investment The […]

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Your First Credit Card

By Guest Author | June 25, 2012

Your First Credit Card- Why You need One You might be wondering why you would want a credit card when we hear so much news about how bad it is to get into debt. Well, not all credit is bad. In fact, it can be just the opposite. Credit cards are now a part of everyday […]

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Long term care woman

Avoiding Care Home Fees in the U.K.

By Guest Author | June 24, 2012

The Aging U.K. Population There is no avoiding the fact that the population of the UK is getting older, and the changes in society over the last few decades mean that the informal support networks we used to rely on are no longer available for everyone.  It is a fact that many of us (up […]

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The Difficulties In Making A Claim For A Mis Sold Investment

By Guest Author | June 23, 2012

Investment Claims and Mis-Sold Investments When it comes to investment claims, the path to getting redress for mis sold investments (or any other financial products, come to that) often isn’t as smooth as it could be.  There are a number of obstacles in the way, all of which seem to be designed to make the […]

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Mandatory Health Insurance

Mandatory Health Insurance Pros and Cons

By Guest Author | June 22, 2012

Health Insurance In 2010, federal insurance legislation mandated that both employers and individuals must adhere to new insurance laws called “The Affordable Care Act” commonly referred to as “Obama Care”. Everyone in the nation will be required to have insurance by 2014 with few exceptions. These insurance laws have both advantages and disadvantages. Mandatory Health Insurance […]

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