Interest Free Money

How to Get Money Interest Free

If you are experiencing a temporary cash-flow problem and need some money to tide you over for 12 to 18 months here is an interesting trick to get some money interest-free. And even better than that, these companies are actually paying you to take their money! Imagine borrowing $500 keeping it for 15 months and […]
Saving for Retirement-Ladder

How To Retire Comfortably Without Guilt

By Guest Author | May 28, 2012

Some people may feel a little guilty for having done well and prepared for their retirement. Often Christians feel this way due to a mistaken interpretation of  1 Timothy 6:10 about the “Love of money being the root of all evil”. However, there’s no need to feel this way.  The Bible also says in Proverbs 10:22 “The […]

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Which Type of Loan is Best?

By Guest Author | May 26, 2012

The subject of loans and credit can be a bit overwhelming if you haven’t spent any time researching and understanding them.  There are endless different types of loans on the market… for example, unsecured loans, secured loans, credit cards, overdrafts, payday loans, personal loans, etc.  So it’s important that you understand your credit situation in […]

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College

Online Degree More Affordable Than on Campus

By Guest Author | May 25, 2012

Colleges: Online Degree These days getting a college education is possible in more than just a traditional campus setting. Many times tuition from one of the online College degree programs is less than or equal to that of the same program on campus at your local Community College or University. On average, you can expect to spend around […]

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Car Insurance Lessons for Young Adults

By Guest Author | May 24, 2012

This weekend I was driving on the freeway and my tire exploded. I was in the furthest left lane and had to cut across four lanes and park on the shoulder and wait 45 minutes for a tow truck. Cars were flying by only inches from my car. It was unbelievably scary; I didn’t want to […]

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pay by check

Should I Roll My Mortgage Insurance Premiums Into the Loan?

By Guest Author | May 24, 2012

Mortgage Insurance Premiums If you are buying a new home but don’t have a 20 percent down payment,  your mortgage company will require that you have mortgage insurance. The major disadvantage of mortgage insurance is that you as the borrower pay the premiums but the benefits go to the lender. If a borrower defaults on a loan, mortgage insurance pays funds to […]

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Rising To Success As a Home-Based Business Owner

By Guest Author | May 22, 2012

Our current business environment has become far removed from that of even a decade ago. Now more than ever, companies are able to run successful operations on a completely remote basis. Connectivity is reaching new heights, even in residential neighborhoods and an onslaught of home-based business have emerged. Working from home, for many entrepreneurs, has been a highly rewarding […]

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5 Tips: Save Money on Simple Home Improvement Projects

By Guest Author | May 22, 2012

Simple Home Improvement Projects As summer approaches, and the sun starts to show its face a little more often, we’re all thinking of ways to get our homes in tip-top condition. We want to make the most of our homes during the summer months and that normally means we need to carry out some home […]

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Getting Out Of The Debt Trap

By Guest Author | May 19, 2012

The Debt Trap Debt is a four letter word that everybody should be afraid of. Whether it is the result of bad spending habits or unexpected circumstances like medical bills or job loss, debt can prove strenuous for you. Especially, in the current financial climate, it’s not unusual for people to get trapped in the […]

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Pink Piggy Bank

10 Money Management Tips for Kids

By Guest Author | May 18, 2012

Financial experts teach us to plan a budget and live within our means. They show us how to manage finances and create a stable financial future. They also teach us how to use credit cards without incurring huge interest and overwhelming credit card debt. Let’s look at what these financial experts teach their children and what valuable lessons […]

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5 Costs That May Increase When You Retire

By Guest Author | May 17, 2012

When planning for retirement costs, financial planners often calculate costs decreasing during retirement but there are some costs that will increase in retirement. It is important to plan for them. There will be a number of costs to consider when you’re approaching retirement.  Budgeting may be easier because many costs will decrease like commuting, work clothes, […]

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Improve Your Credit Score Through Smart Borrowing

By Guest Author | May 17, 2012

There is more to your credit score than steady payments. Lenders look at things like how many accounts you have, how much credit you are using and how much you have available. Managing the credit score can be tricky, but it is possible with smart borrowing. Maxed-Out Cards are a Red Flag There are certain […]

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Retirement Abroad: Affordable Retirement Living

By Guest Author | May 16, 2012

Have you thought about retirement? If not, why not? Perhaps you’ve already retired or are approaching/planning retirement? Either the way, everybody thinks about it sooner or later.  There is no such thing as ‘too soon’ when it comes to funding retirement and saving money. The key is to know how much you have to spend and find a location […]

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