Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
College

Online Degree More Affordable Than on Campus

By Guest Author | May 25, 2012

Colleges: Online Degree These days getting a college education is possible in more than just a traditional campus setting. Many times tuition from one of the online College degree programs is less than or equal to that of the same program on campus at your local Community College or University. On average, you can expect to spend around […]

Read More

Car Insurance Lessons for Young Adults

By Guest Author | May 24, 2012

This weekend I was driving on the freeway and my tire exploded. I was in the furthest left lane and had to cut across four lanes and park on the shoulder and wait 45 minutes for a tow truck. Cars were flying by only inches from my car. It was unbelievably scary; I didn’t want to […]

Read More
pay by check

Should I Roll My Mortgage Insurance Premiums Into the Loan?

By Guest Author | May 24, 2012

Mortgage Insurance Premiums If you are buying a new home but don’t have a 20 percent down payment,  your mortgage company will require that you have mortgage insurance. The major disadvantage of mortgage insurance is that you as the borrower pay the premiums but the benefits go to the lender. If a borrower defaults on a loan, mortgage insurance pays funds to […]

Read More
Home-based business-owner-elephant

Rising To Success As a Home-Based Business Owner

By Guest Author | May 22, 2012

Our current business environment has become far removed from that of even a decade ago. Now more than ever, companies are able to run successful operations on a completely remote basis. Connectivity is reaching new heights, even in residential neighborhoods and an onslaught of home-based business have emerged. Working from home, for many entrepreneurs, has been a highly rewarding […]

Read More

5 Tips: Save Money on Simple Home Improvement Projects

By Guest Author | May 22, 2012

Simple Home Improvement Projects As summer approaches, and the sun starts to show its face a little more often, we’re all thinking of ways to get our homes in tip-top condition. We want to make the most of our homes during the summer months and that normally means we need to carry out some home […]

Read More

Getting Out Of The Debt Trap

By Guest Author | May 19, 2012

The Debt Trap Debt is a four letter word that everybody should be afraid of. Whether it is the result of bad spending habits or unexpected circumstances like medical bills or job loss, debt can prove strenuous for you. Especially, in the current financial climate, it’s not unusual for people to get trapped in the […]

Read More
Pink Piggy Bank

10 Money Management Tips for Kids

By Guest Author | May 18, 2012

Financial experts teach us to plan a budget and live within our means. They show us how to manage finances and create a stable financial future. They also teach us how to use credit cards without incurring huge interest and overwhelming credit card debt. Let’s look at what these financial experts teach their children and what valuable lessons […]

Read More

5 Costs That May Increase When You Retire

By Guest Author | May 17, 2012

When planning for retirement costs, financial planners often calculate costs decreasing during retirement but there are some costs that will increase in retirement. It is important to plan for them. There will be a number of costs to consider when you’re approaching retirement.  Budgeting may be easier because many costs will decrease like commuting, work clothes, […]

Read More

Improve Your Credit Score Through Smart Borrowing

By Guest Author | May 17, 2012

There is more to your credit score than steady payments. Lenders look at things like how many accounts you have, how much credit you are using and how much you have available. Managing the credit score can be tricky, but it is possible with smart borrowing. Maxed-Out Cards are a Red Flag There are certain […]

Read More

Retirement Abroad: Affordable Retirement Living

By Guest Author | May 16, 2012

Have you thought about retirement? If not, why not? Perhaps you’ve already retired or are approaching/planning retirement? Either the way, everybody thinks about it sooner or later.  There is no such thing as ‘too soon’ when it comes to funding retirement and saving money. The key is to know how much you have to spend and find a location […]

Read More
Laundry Ironing

How to Save Energy in the Laundry

By Guest Author | May 14, 2012

Whether you’re planning to buy new laundry appliances or already have them, it is very important for you to know how to save energy while doing your laundry. Doing the laundry is one of the most energy intensive tasks in your home. It is right behind heating and air-conditioning and heating water (which is actually part of doing laundry). Saving […]

Read More
Extra Money

Making Smart Decisions When You Need Extra Money

By Guest Author | May 11, 2012

When you’re facing financial troubles, there are basically two solutions open to you. 1) You can find a way to reduce expenses or 2) You can find a way to make more money. There are plenty of tips for lowering costs every month, but bringing in extra money can be a little harder. Here are the […]

Read More
Scroll to Top