insurance Archives - Page 4 of 8 - Your Family Finances

Hurricane! How to Get Compensation after Significant Home Damage

1 Comment / Home Owners / By Tim McMahon

Hopefully, you’ve survived the recent hurricanes without incident, but with so many people suffering damage from Hurricanes Harvey and Irma you might be wondering how to get compensated if you suffer damage. For instance, suppose you are in the situation of my neighbor David. His roof was about 20 years old and so had about 5 years of life left in it before he was going to have to replace it. But along came hurricane Irma which ripped off about a dozen shingles and created leaks and potential leaks.

Hurricane! How to Get Compensation after Significant Home Damage Read More »

Strategies To Help You Afford Better Healthcare

Health / By Guest Author

With healthcare costs higher than they’ve ever been, more and more Americans are feeling the pinch. There aren’t a lot of easy solutions, although there are some ways you can save. These methods do not involve skimping on care, since your family’s health is too important for that. Here are some strategies to help you afford better healthcare.

Strategies To Help You Afford Better Healthcare Read More »

Legal Liability: What Exactly Does Your Home Insurance Cover?

Home Owners / By Guest Author

If you have a home, you most likely have a home insurance policy. However, you may not know exactly what you are covered for until you go to file a claim. This can be a risky strategy as even a small claim against you could cost thousands of dollars. Let’s take a look at what a typical homeowner’s insurance policy protects you against.

Legal Liability: What Exactly Does Your Home Insurance Cover? Read More »

Making the Best of the Worst: 4 Tips for Financial Recovery after an Accident

Car / By Guest Author

Your first major car accident can be a very stressful time. You may feel in shock from the overwhelming physical and mental blows. Whether or not you were the one at fault, you will most likely find yourself with huge bills for repairing or replacing your vehicle and for any health care that you required. Arm yourself with this knowledge that can help you recover financially and land on your feet once again.

Making the Best of the Worst: 4 Tips for Financial Recovery after an Accident Read More »

More Than a Price Tag: How to Calculate the Overall Cost of Buying a Home

Real Estate / By Tim McMahon

If only buying a home was as simple as buying a loaf of bread at the grocery store. Life sure would be easier. Imagine the price that you see on a home actually being the price you end up paying. As you likely know by now, that simply is not the case. Depending on where

More Than a Price Tag: How to Calculate the Overall Cost of Buying a Home Read More »

Simple Ways to Cut Your Car Insurance Rates

Car / By Guest Author

Everyone knows that it’s illegal to drive without car insurance but why? Well, accidents can happen at any time–which, is why they are called accidents. And because by their very nature cars are dangerous and can cause everything from loss of life to severe financial hardship it is necessary to be sure that an uninsured person doesn’t cause an accident and then say oh sorry I have no money to pay for all the damage I caused.

Simple Ways to Cut Your Car Insurance Rates Read More »

Retirement on the Horizon? Financial Tips to Plan for your Future

Insurance, Long Term Care, Retirement / By Tim McMahon

Being properly prepared goes a long way when it comes to your financial future. Therefore, here are four financial tips to help you be properly prepared for Retirement.

Retirement on the Horizon? Financial Tips to Plan for your Future Read More »

Did You Know You Can Negotiate Your Medical Bills?

Health / By Guest Author

Even with health insurance, you can rack up medical bills if you need an extraordinary surgery or simply have to stay in the hospital for a long period of time to recuperate from a dangerous illness or devastating injury. And for those without health insurance, one simple accident could land you in the hospital for a week and in debt for years.

Did You Know You Can Negotiate Your Medical Bills? Read More »

Avoiding Medical Overcharges, Errors and Extortion

Health / By Tim McMahon

Even with insurance, medical bills can take a huge bite out of your wallet due to deductibles and co-pays. That is why it’s important to carefully analyze your bill for errors, overcharges and just plain extortion. Medical Bill Overcharges are extremely common, recently I heard a case where a woman was in the hospital for

Avoiding Medical Overcharges, Errors and Extortion Read More »

Financing Health: How to Plan for Emergency Bills

Health / By Guest Author

Paying for unexpected medical bills can be costly and set you back financially if you are not prepared. However, there are some things you can do to minimize the impact of future emergency medical costs and other unexpected expenses. We have put together a list of practical ways you can better prepare for emergency expenses, no matter where they come from.

Financing Health: How to Plan for Emergency Bills Read More »

Key Facts About Your Family Insurance Plan

Insurance / By Guest Author

Every family needs several different types of insurance. Some offer protection for the near term, and some for the long term. Both types are important for protecting your family’s financial future. Make sure your family insurance plans are up to date and will cover the costs of unexpected disasters. Home, Auto, Natural Disasters We buy

Key Facts About Your Family Insurance Plan Read More »

Is a Health Savings Account Right for You?

Health / By Guest Author

What is a Private Health Savings Account? A health savings account is a special account that individuals in the United States can use to pay for certain medical expenses. It is “tax-advantaged” similar to an IRA. The idea of the health savings account (HSA) is to help offset high-deductible health insurance plans and thus allow

Is a Health Savings Account Right for You? Read More »