What is a Private Health Savings Account? A health savings account is a special account that individuals in the United States can use to pay for certain medical expenses. It is  “tax-advantaged” similar to an IRA. The idea of the health savings account (HSA) is to help offset high-deductible health insurance plans and thus allow […]
Is a Health Savings Account Right for You? Read More »
Protecting Against Emergencies Protecting your family from disaster doesn’t have to be difficult. Of course, having an emergency fund is a good place to start, but what about other disasters that are right around the corner? What do you do about medical emergencies, pet emergencies, or a natural disaster? Health Insurance With Obamacare health insurance
Are You Gambling with Your Family Finances? Read More »
We have all encountered bad drivers, whether they’re screeching round corners, tailgating or simply “road hogs”. Unfortunately, it doesn’t stop there. Insurance Scams Insurance scams are nothing new, just the tactics change- as insurance companies catch on and the scammers try to stay one step ahead.  The latest reported is the ‘flash for cash’ scam, usually
Beware of Bad Drivers and Insurance Scams Read More »
Although you may understand your homeowner’s insurance, vacation property carries with it different risks that you need to understand. First of all, you’re not living in your vacation home year-round so there are vacancy and possibly tenant related risks. And even if you do spend a considerable amount of time there, vacation homes are often outfitted or even built differently than traditional
Camps, Cottages and More: Understanding Your Vacation Property Insurance in Canada Read More »
Start the money ball rolling by putting a few dollars away and before long you’ll be able to develop a whole new approach to money… a little less focus on getting the next shiny object and more on building long term sustainable wealth. Saving will not only boost your financial security and your credit scores but it will also reduce stress and worry
Investing in Your Future: As Easy as 1, 2, 3 Read More »
If you think bicycle insurance isn’t important, think again. Whether you ride competitively or just for recreation, choose wisely when going for bicycle insurance as it can be one of the most crucial choices of a bike rider’s life. 1.    Check the Policies for the Type of Riding You Do There are a variety of
Select your Bicycle Insurance Wisely Read More »
If you have limited funds, car insurance could seem like an outrageous expense. But if you get caught driving without it, it could cost you even more in fines, court fees, and even impound fees. Several factors influence car insurance rates and, if you are trying to insure an existing car, many of those things
Tips for Buying Car Insurance Read More »
Having adequate homeowner’s insurance is important because it will cover you if something happens to your home/belongings. Having appropriate coverage when you buy your home can give you peace of mind and protect your investment. For example, dog bite injuries are common and happen more often than you think. And as a homeowner you are
4 Tips to Lower Your Homeowners Insurance Costs Read More »
Accidents can happen to anyone at any time. You might get away without any injury, but you could just as easily be put out of action for months or even longer. Under the right circumstances, you could be eligible to make a compensation claim. Financial Benefits Obviously for many accidents no amount of money can
Reasons Other Than Just Financial for Insurance Claims Read More »
Your teen has just gotten her driver’s license. There’s a problem: even though she passed, she doesn’t earn the best rates from the insurer and if you have a son the rates may be even worse. What are you to do? Well, some parents engage in a process called “fronting.” This is when the parent
The Risks of “Insurance Fronting” for Young Drivers Read More »
Property is the stuff of dreams whether it is a house with a white picket fence or a condo by the beach.  And it doesn’t hurt that property in a good location can appreciate in terms of value. But, being the proud owner of property is only the beginning. You have to maintain and insure that
Is Property Insurance Worth the Investment? Read More »
Choosing the proper type of insurance is an important matter. If you get it wrong you can either end up paying too much or worse yet not being covered for something you thought you were paying for. That is why it is so vitally important to understand the basics of insurance. You don’t have to
Choosing Between Income Protection Cover and Critical Illness Cover Read More »
