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The Family Minivan: 4 Money-Saving Steps to Fix Up Your Vehicle

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The minivan is a very useful and versatile vehicle, from taking the kids to soccer practice to picking up supplies at the lumber yard the minivan does it all. But routine trips and errands in your minivan can lead to many minor problems. Dents, chips in the glass and stains on the carpet are common issues. Rather than having these fixed by the mechanic, you can take care of these minor problems yourself and save a bundle in the process.

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Making the Best of the Worst: 4 Tips for Financial Recovery after an Accident

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Your first major car accident can be a very stressful time. You may feel in shock from the overwhelming physical and mental blows. Whether or not you were the one at fault, you will most likely find yourself with huge bills for repairing or replacing your vehicle and for any health care that you required. Arm yourself with this knowledge that can help you recover financially and land on your feet once again.

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Car Debt Trap

Avoid the Car Debt Trap

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Just because you are in the market for a car doesn’t mean that you have to drain your bank account, or worse yet, go into years of financial servitude… umm… I mean debt. There are many ways to buy the car that you need at a price that you can afford. Let’s look at a few ways that you can still maintain fiscal sanity while purchasing a vehicle.

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Simple Ways to Cut Your Car Insurance Rates

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Everyone knows that it’s illegal to drive without car insurance but why? Well, accidents can happen at any time–which, is why they are called accidents. And because by their very nature cars are dangerous and can cause everything from loss of life to severe financial hardship it is necessary to be sure that an uninsured person doesn’t cause an accident and then say oh sorry I have no money to pay for all the damage I caused.

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4 Tips For Saving Enough For A New Family Car

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Saving for a new car can be difficult, but it’s important to keep the benefits of saving in mind. According to Forbes, it’s easier to save if you keep the “future you” in mind while cutting corners now to save for the future. You’ll thank yourself after you’ve saved a chunk of money for the down payment for your new car because it will make your monthly payments much more affordable than if you had no down payment at all. Having a smaller monthly payment will ease your finances and help you save interest on the loan so it’s a win-win. The more you save the better off you’ll be. Even better is to drive a clunker until you can afford to pay for your entire car it avoids paying interest and actually has your bank paying you interest (as small as it may be) while you are saving.

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Paying for a New Vehicle

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Once your kids start driving, the idea of getting their own car may become a major issue in your house. And this of course brings up other issues. You may want them driving an older vehicle for fear they might damage a brand new one. Alternatively, if you can muster the means, you may want them driving a newer car or truck because it is safer and more reliable. Either way, the issue of saving money to finance the new ride and which vehicle you are be able to afford will have a huge impact on what you choose. Here are some tips on how to save for the vehicle your family needs.

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