If you have a home, you most likely have a home insurance policy. However, you may not know exactly what you are covered for until you go to file a claim. This can be a risky strategy as even a small claim against you could cost thousands of dollars. Let’s take a look at what a typical homeowner’s insurance policy protects you against.
Legal Liability: What Exactly Does Your Home Insurance Cover? Read More »
Your first major car accident can be a very stressful time. You may feel in shock from the overwhelming physical and mental blows. Whether or not you were the one at fault, you will most likely find yourself with huge bills for repairing or replacing your vehicle and for any health care that you required. Arm yourself with this knowledge that can help you recover financially and land on your feet once again.
Making the Best of the Worst: 4 Tips for Financial Recovery after an Accident Read More »
Unless it is provided by your employer, getting good dental coverage is expensive and most families just can’t afford it. In 2012, the National Association of Dental Plans reported more than 40 percent of citizens lacked coverage.
Smile Savings: 4 Ways To Save Money On Dental Care Read More »
Just because you are in the market for a car doesn’t mean that you have to drain your bank account, or worse yet, go into years of financial servitude… umm… I mean debt. There are many ways to buy the car that you need at a price that you can afford. Let’s look at a few ways that you can still maintain fiscal sanity while purchasing a vehicle.
Avoid the Car Debt Trap Read More »
Everyone knows that it’s illegal to drive without car insurance but why? Well, accidents can happen at any time–which, is why they are called accidents. And because by their very nature cars are dangerous and can cause everything from loss of life to severe financial hardship it is necessary to be sure that an uninsured person doesn’t cause an accident and then say oh sorry I have no money to pay for all the damage I caused.
Simple Ways to Cut Your Car Insurance Rates Read More »
If you’re shopping for health insurance, it’s essential that you select the right plan for you and your family. Health insurance is a very important part of being able to obtain health care at an affordable cost, and if you don’t select the right plan, you could be struggling to find a doctor that will see you or you could be on the hook to pay for the care you need. To help you make the best choices, be sure to avoid the following mistakes when shopping for health insurance.
Avoiding Common Health Insurance Mistakes Read More »
Health insurance can be a difficult concept to fully understand. Various deductibles, types of coverage, and plan benefits make it difficult to decipher on your own, especially if you aren’t familiar with what everything means. When it comes to coverage in a time of need, your main focus is on the care that is being
The 4 Kinds of Health Insurance: Which is Best for You? Read More »
Saving for a new car can be difficult, but it’s important to keep the benefits of saving in mind. According to Forbes, it’s easier to save if you keep the “future you” in mind while cutting corners now to save for the future. You’ll thank yourself after you’ve saved a chunk of money for the down payment for your new car because it will make your monthly payments much more affordable than if you had no down payment at all. Having a smaller monthly payment will ease your finances and help you save interest on the loan so it’s a win-win. The more you save the better off you’ll be. Even better is to drive a clunker until you can afford to pay for your entire car it avoids paying interest and actually has your bank paying you interest (as small as it may be) while you are saving.
4 Tips For Saving Enough For A New Family Car Read More »
Being properly prepared goes a long way when it comes to your financial future. Therefore, here are four financial tips to help you be properly prepared for Retirement.
Retirement on the Horizon? Financial Tips to Plan for your Future Read More »
The car you cared about for years has become little more than a business transaction, so you want to get the most you can for it. Here are a few tips on how to maximize the selling price and the value of your old car.
Selling Your Car? 4 Insightful Ways To Come Out Ahead Read More »
Many families struggle to make their budget work from week to week. Your family’s paycheck can get spread really thin when there are a lot of expenses to account for. One common source of hardship for many families is the cost of healthcare. Luckily, there are things you can do to make sure you get your healthcare expenses under control.
Reigning In Your Healthcare Expenses Read More »
Even with health insurance, you can rack up medical bills if you need an extraordinary surgery or simply have to stay in the hospital for a long period of time to recuperate from a dangerous illness or devastating injury. And for those without health insurance, one simple accident could land you in the hospital for a week and in debt for years.
Did You Know You Can Negotiate Your Medical Bills? Read More »
