Estate Planning- Trusts

Key Considerations for Smooth Wealth Transfer Planning

Key Considerations for Smooth Wealth Transfer Planning. Components of a robust estate plan include a will, trusts, a power of attorney, and healthcare directives. A will specifies how your assets should be distributed upon your death. Trusts, which hold and manage assets on behalf of beneficiaries, can be tailored to meet specific needs, such as reducing estate taxes or providing for minor children. A power of attorney grants someone the authority to make financial and legal decisions on your behalf if you become incapacitated, while healthcare directives outline your medical treatment preferences.
Family member in jail?

The Importance of Hiring the Right Lawyer

By Guest Author | December 22, 2013

Realistically, there are many reasons that you want a good lawyer on your side. The law can be complex and  having sound legal advice and good representation is critical. Not just because you don’t want to spend time in jail. Lawyers can help in a variety of different situations, although if you watch TV you […]

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Crowdfunding

Raising finance for your start-up business

By Guest Author | December 22, 2013

Raising money for a start-up or a small business can be hard. Banks and other traditional sources of finance can be very difficult for untested entrepreneurs to tap. Small businesses then, need financing avenues to turn to that are not as risk-averse as traditional ones. Fortunately, the modern business funding landscape offers a few innovative […]

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adjusting a home thermostat to save energy

Fight The Cold Without Draining Your Budget

By Guest Author | December 21, 2013

In the area of family finance, saving money can be just as important as earning money. For homeowners, one major consideration is how much it costs to heat (or cool) their homes. You can spend hundreds or even thousands of extra dollars to heat your house during the winter months, depending on how cold it […]

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Long Term Care

Nursing Home Versus Home Health Care

By Guest Author | December 20, 2013

Often as people age, they reach a point when they can’t care for themselves due to their health, physical limitations or risk of falling. They need assistance. Sometimes it is just for medications and regular health status checks such as blood pressure or glucose. Other times, they need more help, such as with personal care […]

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Travel

Family Travel Instead of Holiday Gifts

By Guest Author | December 18, 2013

Today’s guest post comes from Jennifer Miller the author of The Edventure Project. Her family travels the world while educating the children.  I love reading about their adventures and lest you think they are neglecting  the children’s education their oldest daughter Hannah is 17 1/2 and is in her second year of online classes at […]

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Affordable Dentistry: How I Saved Thousands

By Tim McMahon | December 11, 2013

We all know that we should get regular dental check-ups but seeing a dentist can be expensive. According to Fairhealthconsumer.org   a simple composite (white) 1 surface filling on a front tooth in Richmond Virginia will average $150. This is the easiest type of filling. If your cavity covers two surfaces the price goes up to $185 and […]

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Tips for the Holidays

By Guest Author | December 9, 2013

With Thanksgiving over and Christmas rapidly approaching many people have already taken down the Fall decorations and climbed into the attic to break out the Christmas decorations. Often the tendency is to over commercialize Christmas and spend more than your budget can stand. Here are some tips to help you keep Christmas safe and affordable. Homemade Christmas Gifts […]

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Public Transportation

Money in the U.K.: Road Safety in Scotland

By Guest Author | December 9, 2013

The Transport Minister for Scotland has announced that the Scottish Government will invest over £58 million in infrastructure and training to improve  safety for cyclists. The announcement came after statistics confirmed that cycling casualties had risen while other road user casualties had fallen. There  was also a commitment to improve motorcycle training and encourage all […]

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Emergency

In Case of Emergency: What You Can Do to Protect Your Family Financially

By Guest Author | December 7, 2013

No matter how diligently or frugally you handle your family’s finances, unexpected circumstances always arise that can blow a hole in your family budget. Job losses, serious illnesses or major repairs to your house or car can drive your family to the brink of bankruptcy. To make matters worse, once your finances take an initial […]

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Juggling Responsibilities

Balancing Business and Family Life

By Guest Author | December 6, 2013

If you’re trying to juggle your own business and family responsibilities as well, you know the meaning of having lots of balls in the air. There’s everything from business tasks to chaperoning, emails to grocery shopping, and running your company to wiping runny noses. Sometimes, though, business demands start to take over, and it can […]

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Mental Illness

Helping A Family Member With A Mental Disorder

By Tim McMahon | December 5, 2013

A mental disorder can happen to anyone in a family. In addition to the emotional and physical distress that mental illness inflicts on an individual and his/ her family, finances also become strained. There a number of ways that people can assist their family members who are suffering from mental illness to ease their lives […]

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Travel

Open Your Children’s Eyes With A Vacation Abroad

By Guest Author | December 5, 2013

I am a strong believer in travel as a form of education. Meeting people, experiencing different cultures, visiting museums and historical places does more for children’s education than sitting in a stuffy classroom ever will. ~Tim McMahon, editor Open Your Children’s Eyes With A Vacation Abroad Although the various forms of mass media teach children […]

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