Budgeting is an essential task for anyone who has a set income. Many feel that living on a budget is necessary, yet difficult to implement especially over an entire family with different schedules and needs . Tracking down all of your bills and working out a schedule to pay them can take hours. Then, every […]
Budgeting Shortcuts Read More »
Many people live in a vicious cycle of not having any money just days after being paid. Then they worry how they are going to live until they receive their next paycheck. This creates stress and wreaks havoc on their lives. This feeling of helplessness is further escalated if an emergency arises and they have
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What is a Credit Utilization Ratio? When it comes to your credit score, we all know that things like your account and payment history are factored in. However there is one important component that most people aren’t even aware of – your “credit utilization ratio”. In a nutshell, it is the percentage of available credit which you
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Nannies, sitters, and other childcare providers can be expensive when you consider base pay, experience and other factors.  Here are 8 ways to reduce the cost of child care. Hire a College Sitter. Hiring a college sitter is a great way to save extra money and gain a sitter with a more flexible schedule. Most college
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Whether spending a night on the town with your spouse or hiring a full-time nanny, there are many factors that contribute to the cost of child care. Between base pay, experience, how many children you have… you could be paying upwards of $20.00 per hour. Here is some insight into the 7 factors that impact the cost of
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Children seem to be born with an insatiable desire to spend. Whether it’s Christmas, birthday parties, or a trip to the local mall, children are never too shy when it comes to vocalizing their wants. And sometimes, they’re relentless. Parents face this on a daily basis. Dealing with the barrage of purchase requests becomes a
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Job Options for Full-Time Nursing Students Attending college is an expensive proposition. Here are a few job options for nursing students to consider in order to earn money and gain some valuable experience that will pay the bills and look good on your resume. Nursing Student Advantage Hospitals are notoriously understaffed and always looking for
Working While in College- Nursing Students Read More »
Family values and traditions mold the way you think about money. Chances are if you came from a family where saving was important, you will think saving is important. But if your family spent every penny they had…
Is Saving Money in the Genes? Read More »
