Money Saving Tips for Students

It’s daunting for a parent when they wave their child off as they begin the next chapter of their life as a college student… it only seems like a short while since they were starting kindergarten. Parents do as much as possible to educate their children with life skills: necessities like how to separate the whites and the […]

Wise Money: Six Investments To Consider

When the stock market is on shaky footing it’s usually a good time to look into non-traditional investments. While most people think of investments as stocks and bonds, an investment is really anything you put money into in hopes of making more money later. There are many types of investments that you can put your […]

Budgeting Shortcuts

Budgeting is an essential task for anyone who has a set income. Many feel that living on a budget is necessary, yet difficult to implement especially over an entire family with different schedules and needs . Tracking down all of your bills and working out a schedule to pay them can take hours. Then, every […]

Stop Living Paycheck to Paycheck

Many people live in a vicious cycle of not having any money just days after being paid. Then they worry how they are going to live until they receive their next paycheck. This creates stress and wreaks havoc on their lives. This feeling of helplessness is further escalated if an emergency arises and they have […]

Credit Utilization Ratio and Your Credit Cards

What is a Credit Utilization Ratio? When it comes to your credit score, we all know that things like your account and payment history are factored in. However there is one important component that most people aren’t even aware of – your “credit utilization ratio”. In a nutshell, it is the percentage of available credit which you […]

8 Ways to Save on the Cost of Child Care

Nannies, sitters, and other childcare providers can be expensive when you consider base pay, experience and other factors.  Here are 8 ways to reduce the cost of child care. Hire a College Sitter.  Hiring a college sitter is a great way to save extra money and gain a sitter with a more flexible schedule.  Most college […]

7 Factors that Determine the Cost of Child Care

Whether spending a night on the town with your spouse or hiring a full-time nanny, there are many factors that contribute to the cost of child care. Between base pay, experience, how many children you have… you could be paying upwards of $20.00 per hour. Here is some insight into the 7 factors that impact the cost of […]

Teaching Children the Importance of Money

Children seem to be born with an insatiable desire to spend. Whether it’s Christmas, birthday parties, or a trip to the local mall, children are never too shy when it comes to vocalizing their wants. And sometimes, they’re relentless. Parents face this on a daily basis. Dealing with the barrage of purchase requests becomes a […]